Planning for long-term care is an emotional and overwhelming task.  It is difficult to accept aging and even more difficult to accept that at some point in our lives we will be dependent on others for help doing things we find easy to do today.  For most of us, talking about death is difficult, but I have found that talking about long-term care is even more taboo.  For many of our elderly loved ones, mine included, their biggest fear is being “thrown into a nursing home.”